How to manage it?Virtual currency to help fraud cross -border money laundering

How to manage it?Virtual currency to help fraud cross -border money laundering

At present, the "break -off operation" carried out by the public security organs has reduced the reduction of scammers to transfer stolen money through personal bank cards, but new trends such as cross -border money laundering through virtual currencies appear.Virtual currency provides convenience for cross -border transfer of stolen money. In October 2021, the public security organ in Nan’an City, Fujian cracked a fraud case of "killing piglets". Criminal gangs used dating software to attract users to the virtual investment platform, and then completed the cross -border through Tedda currency money laundering.Settlement, exchanged into RMB, and finally completed the fraud.

Dai Duo Shu, the captain of the Criminal Investigation Brigade of the Nan’an Public Security Bureau, introduced that TEDs is a cryptocurrency linked to the US dollar. It is widely used abroad and has been "favored" by fraud gangs.

"At present, more than 80%of telecommunications network fraud has the characteristics of cross -border flow, and virtual currency provides convenience for fraud gangs to transfer stolen money cross -border." Qiu Xin, deputy director of the Criminal Investigation Division of the Quanzhou Public Security Bureau. Chen Jiezhong, director of the Anti -Fraud Center of the Zhangzhou Public Security Bureau, said that on the one hand, virtual currency is reflected in a string of characters and numbers, which can be sent to point -to -point sending, which has the characteristics of anonymous, difficult tracking, and convenient trading. Issuing financing and redemption activities, but because other countries and regions acquiescence virtual currency circulation, virtual currency and global currency can be freely exchanged, facilitating cross -border cleaning funds, and becoming a money laundering tool.

Wen Weihuang, deputy director of the Nan’an Public Security Bureau, introduced that using virtual currency money laundering in three stages, first of all criminals purchased virtual currencies on the overseas virtual currency trading platform, inject illegal funds into the "cleaning" channel, and then used the anonymity of virtual currencies to perform more. In the secondary transaction, the virtual currency that has been "cleaned" was finally realized in overseas exchanges, underground money houses or private transactions to complete money laundering operations. "Once the stolen money becomes a virtual currency, it is almost impossible to query and freeze." In recent years, many virtual currency money laundering cases have been cracked in China, and the case has shown a growth trend. According to information released by the Ministry of Public Security, in 2021, the national public security organs cracked 259 virtual currency money laundering cases and collected more than 11 billion yuan in virtual currency. The third -party payment platform safety supervision loopholes have stated that some third -party payment platforms still have vulnerabilities in implementing safety supervision. They quickly query and freeze the funding mechanism involved in the case.

The so -called "running points" is a money laundering model that has emerged in recent years. It refers to the use of part -time crowdsourcing to absorb a large number of personnel to rent its own third -party payment platform account for fraud. Wang Weiming, the captain of the Criminal Investigation Detachment of the Quanzhou Public Security Bureau, introduced that some scam gangs were targeted at a third -party payment platform, hired a large number of unemployed youths, and used the QR code of the third -party payment platform to "run points" and turned them into zero transportation. The reporter was contacted by the reporter to a running platform customer service called "Everyone Makes". The other party said that the mobile phone only needs to download a few software to "run points."

In May 2021, in a fraud case in Quanzhou, Fujian, 6.1 million yuan of stolen money that the victim was deceived was immediately diverted to more than 100 bank accounts and third -party payment platforms.

"Some third -party payment platforms have not established a quick message inquiry and freezing mechanism, and the feedback is slow, and it is often too late to freeze the payment.

"Wang Weiming said that the police finally frozen more than 100 bank cards and accounts, but only more than 900,000 yuan could be clarified.

Grass -roots police said that some small and medium -sized third -party payment institutions were more serious due to the loss of management.

In January of this year, the Zhangzhou police in Fujian received a "killing pig disk" fraud. Payment institutions are difficult to query due to the sharing of resources.

Police told Banyue Tan reporters that some small and medium -sized third -party payment platforms and banks are often "green channels" for fraudulent money laundering due to poor supervision.

"A small number of third -party payment platforms have not implemented the responsibility for fulfilling the obligations of security supervision and collaborating on preventing telecommunications network fraud crimes, especially in assisting the public security organs to quickly inquire and freeze the funds involved in the case. The organs must go to the city where the third -party payment platform is located. With the local public security organs, they can only inquire and freeze the account involved in the case, but the scammers knock on the keyboard and transfer the funds within a few minutes. " Say. Prevent money laundering risks, and control the "capital flow" involving fraud "capital flow" for telecommunications network fraud "capital flow". Public security organs in various places have increased the use of virtual currency money laundering strikes, and seized and collected a large number of virtual currencies involved in the case.

In September 2021, 10 ministries and commissions including the People’s Bank of China issued a notice to strictly ban and ban virtual currency -related businesses in accordance with the law.

Rao Luming, a police officer of the Fuzhou Anti -Fraud Center, said that after the new regulations were introduced, money laundering transferred to more hidden private transactions, which caused some difficulties to inquire and freeze the police.

Public security police in many places have proposed that while the transactions in the ban areas, it has increased the impact of private transactions on off -site, especially the realization of virtual currencies from realizing the realization of in the country, and constantly compressing its living space.

Some police suggestions have promulgated more specific specifications of virtual currency supervision in a timely manner.

With data support of the Internet platform, banks and third -party payment platforms establish a more accurate risk control system to effectively identify and control the account involved. Chen Jiezhong said that the Internet platform has a large amount of user funds and communication data, and it is recommended to rely on platform data to establish an analysis model to discover risk signs in time. "Banks can use big data means to identify fraud accounts more accurately. If the victims transfer to strange accounts through online banking, and the other party’s online banking IP address is displayed overseas. Restricted trading measures such as the accounts to restore the victim’s loss. "Said Huang Qingbiao, the deputy captain of the Criminal Investigation Brigade of the Fengze Branch of the Quanzhou Public Security Bureau. In addition, it is necessary to strengthen the constraints and supervision of the third -party payment platform, guide the platforms of various platforms to establish a process -based and dynamic supervision system, and form data sharing with the public security department. Platforms increase the punishment through fines and cancellation licenses.

Source: "Half Moon Talk" 2022, the 8th and half -month talk of the reporter: Zheng Liang Wu Jianfeng Wang Cheng.